Auto insurance from Nationwide gives you peace of mind. When you choose an On Your Side Auto Repair Network® facility, you can get a written guarantee on your car repairs.1 With our On Your Side Claims® Service, you also get personal service like the On Your Side® Review, an annual check-in with your insurance professional to review your coverage. And with multi-policy and other discounts, such as the SmartRide® and SmartMiles® usage-based programs, you get peace of mind and value.
Understand your state’s auto insurance requirements.
Auto insurance isn’t only great protection for your vehicle, it’s also the law. All states require some degree of insurance for your vehicle to protect you and other motorists. Coverage requirements will vary based on your financial responsibility for your car and your state’s requirements. Some states even require you to have liability insurance before you even get a license.
Get a quote today by clicking Start your quote above or by calling 1-888-869-5727. Stay protected and stay legal.
Learn about your state’s auto insurance requirements.
Save money by bundling auto with other policies.
Simplify your life and save money. When you bundle your auto insurance with other policies, such as homeowners, renters, or life insurance, you may be eligible for a multi-policy discount of up to 20%.
How to compare auto insurance quotes
When comparing quotes, it’s important to make sure you’re getting the same value. Often a policy that has a lower premium may have a higher deductible or less coverage. To get a true one-to-one comparison, review the details of each auto policy carefully to understand what it does—and does not—include. Once you have two policies with the same or very similar coverages, you’ll have an accurate cost comparison.
Common auto coverages
Nationwide offers extensive coverage options that may be available to give you peace of mind when you’re on the road. Customize your policy to get the coverage that fits your life.
Also known as “other than collision,” this coverage can help pay for damage to your vehicle from vandalism, theft, weather events and accidents involving animals.
Regardless of who’s at fault, a collision can pay for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.
Gap insurance may help you cover the “gap” between what you owe on your car and your car’s actual cash value.
If an uninsured or underinsured driver causes an accident that results in property damage and/or bodily injury, uninsured motorist coverage may help pay for damage and medical costs for you and your passenger(s).
Bodily injury liability
If you cause an automobile accident that results in injuries, bodily injury protects you by paying for damages you may become legally liable for as a result of the accident, including medical bills and loss of income for the injured party.
Roadside Assistance coverage may even be available when you and your family household members are passengers in someone else’s vehicle, or during a roadside emergency in which your vehicle is disabled.
Auto insurance terminology
Choosing auto insurance options can feel complicated. We’re here to help you understand the ins and outs, so you can be confident you have the right protection. Deductible
This is the portion of a claim that you pay. A higher deductible amount will lower your insurance premiums but increase your costs if there’s an accident.PremiumThis is the cost of your policy. It may be paid annually, semi-annually (two payments per year), or monthly. Liability
Liability is the legal obligation or responsibility for any injury or damage suffered by another person. Limit of liabilityThis is the maximum amount of coverage under an insurance policy.